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How can I deposit money into my Money Market Account?

There are several ways to make deposits to your earn.bank Money Market Account:

  • Complete an online transfer from an eligible earn.bank account you own
  • Complete an online transfer from your linked external account, which is an account you own at another U.S. financial institution that you have set up with us to use for external transfers
  • Deposit a check with earn.bank Mobile Check Deposit using your mobile device* 
  • Set up Direct Deposit

How can I withdraw money from my earn.bank Money Market Account?

Withdrawals from this account can be completed by transfers to linked external accounts or by a wire transfer request by calling 844-371-EARN (844-371-3276).

You may make unlimited withdrawals and transfers.

What is your routing number?

The routing number for earn.bank is 322286803.

How do I enroll in Online Banking and Mobile Banking?

To register in our Online Banking services, follow the prompts on the enrollment screen here.  You will need to provide your account information and accept the terms of use to enroll.  Your earn.bank Online Banking user ID and password are the same for earn.bankMobile Banking.

Is there a fee to use Online and Mobile Banking?

We do not charge a fee for these services, however your standard mobile carrier’s message and data rates may apply.

How can I close my account?

You may request to close your account through one of the following methods:

By Phone
844-371-EARN (844-371-3276)

By Mail
Send a letter of instruction with an original signature to:

earn.bank
4250 Executive Square Ste 300
La Jolla, CA 92037

*Wireless carrier data rates may apply.  Available for smartphones and iPad tablet devices (iPhone®, iPad®, Android®) Message and Data rates may apply.  iPhone® is a registered trademark of Apple Inc. All rights reserved. Android™ is a trademark of Google Inc.  Use of this trademark is subject to Google Permissions.

Anytime Access

Check your balance, transfer funds, and more with 24/7 access to online banking.

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