Get the best of both worlds — high interest and easy access.
Straightforward interest, no tiers.
- Build your balance with online transfers and mobile check deposits
- Link your Money Market Account to your other bank accounts for easy money movement
- Peace of mind – deposits are insured by the FDIC up to legal maximums
- $10,000 minimum deposit to open
- Switch to eStatements and avoid the $25 paper statement fee
- $10 monthly maintenance fee waived with a $10,000 minimum average daily balance
More Details View current Deposit Interest Rates
*APY = Annual Percentage Yield. Deposit Interest Rates effective as of 06/15/2019 and APYs accurate as of this date. Fees may reduce earnings. This is a variable rate account and the rate and APY may change at any time. Interest rates are set at the discretion of earn.bank. We compound interest daily and credit interest monthly. Interest is accrued daily and is posted monthly in the Bank’s nightly processing order. We use the daily balance method to calculate the interest on your account.The daily rate is 1/365-or in a leap year, we may use 1/366-of the interest rate. For interest bearing money market accounts, this method applies a daily rate to the collected balance in the account each day. The rate we pay on some accounts depends on the tier into which the balance in your account falls following nightly processing. Rate tiers are updated the next business day following nightly processing. A tier is a range of account balances. We may change the tiers that apply to an account at any time without notice. Different tiers may apply to different types of accounts. Different rates may apply to different tiers. Interest accrues and compounds daily and is credited monthly. On Money Market Accounts funds from items deposited other than cash or checks drawn on earn. bank begin to accrue interest on the business day that the Bank receives credit for the items. Cash and funds from items drawn on earn.bank begin to accrue interest on the business date of deposit. If the account is closed before interest is credited, you will not receive the accrued interest. Federal regulation and our deposit account agreement limit you to six withdrawals and/or transfers from your money market account each statement cycle by preauthorized transfer, telephone/PC transfers from your Money Market Account (telephone transfers include instructions received by facsimile or data transmission) and online banking transfers from your Money Market Account. For additional information on product terms, refer to the Deposit Agreement and Regulatory Disclosures Booklet Terms and Conditions and Disclosure of Products